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Or, if there’s a lot of cash in the wallet and a card never comes out, you might wonder if he is trying to hide something more ominous.
“There could be a significant other who you don’t know about looking at credit card statements,” says Julie Spira, dating expert and author of “The Perils of Cyber-Dating: Confessions of a Hopeful Romantic Looking for Love Online.” Then again, being a cash-only spender could be a good thing.
If it seems as if he ducks the question or gets defensive, your suspicions are probably warranted, says Spira.
Some people are “superficial spenders” who like to give people the impression they are more successful or wealthy than they really are, says Duran.
Bossler herself pulls out the amount of cash she needs for the week, so that she can track her spending more easily than she does swiping her cards.
It might indicate a lack of a financial plan or impulse control if she is spending without a lot of prior thought on things most people would have to plan for, says Bossler.
If your honey is handing out hundreds like a Goodfella, that could be a sign of trouble.
“It might mean that he doesn’t have very good credit, so he has to use cash to pay for things,” says Bossler.
“It could be a sign of a tight monthly budget or a lack of discretionary income,” says Bossler. Being a careful spender could be a great quality if the person is saving up for something, or being diligent about paying off a school loans, she says.
On the other hand, if that person also puts off important things such as repairing his car or seeing a dentist, that could signal a deeper problem, Bossler explains.